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have an option in most games to take insurance against
a dealer blackjack games if the dealer is showing
an ace. It's an additional bet of up to one-half
the value of your original bet and it pays 2:1.
If you take insurance, in many casinos the dealer
will check the hole card for a ten before continuing
the hand. Let's say you have a $10 original bet
and a $5 insurance bet; you don't have a natural
but it turns out the dealer does. She will take
$10 and pay $10. It's a push. If the dealer doesn't
have blackjack, you lose the insurance bet.
If both of you have naturals it's a push without
insurance, but with insurance you win the equivalent
of even money on your original bet. If you take
insurance and you have blackjack but the dealer
doesn't, the two wagers still work out to even money.
Insurance sounds like a wonderful thing, but it's
actually a bad bet. We'll explain in next page..
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